Fort Myers and Punta Gorda, Florida
We start with service.
Call any time, day or night, and a person picks up. Home, car, flood, boat and more, handled by the same family since 1973.
Answered 24 hours a day, 7 days a week
24 hours
Phones answered, every day
Since 1973
Three generations of the Huber family
2 offices
Fort Myers and Punta Gorda
16 carriers
So the policy fits you, not the other way around
Start here
What do you need today?
Help with my policy
Change a car, add a driver, send a document, ask about a bill. Chat with the office and it gets done.
A new quote
Shopping for a better rate or a new home? An agent quotes it within two business hours.
File a claim
Every carrier’s claim line and link in one place, plus how to reach us.
Insurance
Everything a Florida household needs.
- Home insuranceCover the house, the roof and what is inside it.Learn more
- Car insuranceFlorida auto coverage with real people on the phone.Learn more
- Flood insuranceHome policies do not cover flood. This does.Learn more
- Condo insuranceWalls-in coverage that fits your association policy.Learn more
- Renters insuranceYour things, covered, for less than you think.Learn more
- Golf cart insuranceMost home policies leave the cart out.Learn more
- Boat insuranceHull, motor, trailer and liability on the water.Learn more
- Motorcycle insuranceYou and the bike, kept simple.Learn more
- Motorhome insuranceYour home away from home, covered on the road.Learn more
- Commercial insuranceVehicles, property and liability for your business.Learn more
- Liability and umbrellaExtra protection above your other policies.Learn more
- Life insuranceTake care of the people who count on you.Learn more
- Pet insuranceVet bills, covered.Learn more
Who you are calling
Three generations, one phone number.
Rod Huber
Founder, retired
Started the agency in August 1973 in a small Indiana town, walking neighborhoods and asking for the chance to write their insurance.
Brett Huber
Agency owner
Started in his dad’s agency in high school and opened his own in October 2001.
Tanner Huber
Agent and owner
Third generation. Grew up in the office, became an agent after high school, and runs the Punta Gorda location.
Two offices
Come see us, or never leave the couch.
Most things get done over the phone, by chat or by email. The Fort Myers office welcomes walk-ins monday to friday, 8:30 am to 5:30 pm. The Punta Gorda team works by phone and online.
Reviews
What clients say
“Very professional and fast in responding. I would recommend using this company!”
“Pleasant, quick and detail oriented! Great service and great rates!”
“Tanner walked me through every step and helped me save tremendously on my insurance.”
From the blog
Straight answers about Florida insurance
Growing In The Fort Myers Community
The Fort Myers community is embracing the legacy and expertise of 3rd Generation Insurance as they make the transition to our trusted agency. With deep roots in the insurance industry and a...
Excellent Customer Service Is Our Goal
At 3rd Generation Insurance, our number one goal is customer service. We believe in treating people the way we would want to be treated ourselves. This philosophy has earned us the trust and...
Celebrating the Gift of Christmas.
3rd Generation Insurance is grateful to serve the vibrant communities of Fort Myers and Punta Gorda, and on this special day of Christmas, I want to express my deepest appreciation and extend warm...
Talk to a person.
Day or night, (941) 249-6461 reaches the office. After hours and when every line is busy, Daisy, our receptionist, takes the details and the team follows up.