About
Three generations. Same phone number.
Rod started it in 1973. Brett built it in Fort Myers. Tanner opened Punta Gorda. The way we work has not changed: service first, then everything else.
Rod Huber
Founder, retired
Started the agency in August 1973 in a small Indiana town, walking neighborhoods and asking for the chance to write their insurance.
Brett Huber
Agency owner
Started in his dad’s agency in high school and opened his own in October 2001.
Tanner Huber
Agent and owner
Third generation. Grew up in the office, became an agent after high school, and runs the Punta Gorda location.
Our story
3rd Generation Insurance is a local, family-owned insurance agency. Rod Huber started it in 1973 with a borrowed booth at a restaurant and the restaurant's payphone. Today it is run by his son Brett and Brett's son Tanner, from offices in Fort Myers and Punta Gorda.
We know what the things you insure mean to you. Quick, easy communication is a priority here and it is not treated lightly. We write auto, home, flood, liability and more through Allstate and a long list of other carriers, so you get good coverage at a fair price instead of choosing one or the other.
Service is the whole job
Most of what we do is not selling. It is answering the phone when a bill looks wrong, a mortgage company wants a document, or a storm just went through. The people who service your policy are not paid on commission. They are paid to take care of you.
Taking the mystery out of insurance
Our job is to explain insurance in plain words so you can make a confident choice. We look at what you actually need, find the carrier that gives you the most protection for the dollar, and make sure the companies we place you with have a record of fast, fair claims.
How we work
Plain rules, kept for fifty years.
- Service comes first
- Most calls are not about buying anything. They are about a bill, a document or a change. Those get answered the same day, and the phone is answered around the clock.
- A person quotes it
- No instant-quote robot. An agent looks at the house or the car, compares carriers and explains the difference in plain words.
- Nobody is on commission
- The staff who service your policy are not paid to sell you more. They are paid to take care of you.
- Many carriers, one call
- We write with 16 carriers, so when one raises rates or leaves Florida, you call us, not a list of 800 numbers.
The team
Brett Huber
Agency owner, Fort Myers
Started in his dad’s agency in high school and opened his own in October 2001.
Tanner Huber
Agent and owner, Punta Gorda
Third generation. Grew up in the office, became an agent after high school, and runs the Punta Gorda location.
Michelle Stock
Service
Keeps requests moving and clients in the loop.
Alondra Santiso
Service
Handles policy changes, documents and billing questions.
Eden Fulmer
Sales
Quotes new clients and gets their coverage in place.
Mayra Gonzalez
Service, Fort Myers
The person most service requests land with, and the one who calls you back.
- Photo coming: Ashley Soules
Ashley Soules
Service
Takes care of the day-to-day on your policy.
Talk to a person.
Day or night, (941) 249-6461 reaches the office. After hours, Daisy, our receptionist, takes the details and the team follows up.