Blog
Straight answers about Florida insurance.
Written by the people who answer the phone. No jargon, no sales pitch.
January 24, 2024
Excellent Customer Service Is Our Goal
At 3rd Generation Insurance, our number one goal is customer service. We believe in treating people the way we would want to be treated ourselves. This philosophy has earned us the trust and...
December 25, 2023
Celebrating the Gift of Christmas.
3rd Generation Insurance is grateful to serve the vibrant communities of Fort Myers and Punta Gorda, and on this special day of Christmas, I want to express my deepest appreciation and extend warm...
December 4, 2023
Should You Insure Your Home If You Live In Fort Myers or Punta Gorda?
In today's uncertain world, insuring your home has become more important than ever. As an agent at 3rd Generation Insurance, I understand the challenges that residents in Punta Gorda and Fort...
November 11, 2023
Honoring Veterans - 3rd Generation Insurance
I am humbled and honored to serve the communities of Fort Myers and Punta Gorda, and on this Veterans Day, I want to express my deepest gratitude to the brave men and women who have served our...
November 4, 2023
Giving Thanks: Fort Myers and Punta Gorda Celebrate the Spirit of Thanksgiving.
I am privileged to serve the wonderful communities of Fort Myers and Punta Gorda, and on this Thanksgiving Day, I want to express my heartfelt gratitude to the residents who have made our journey...
October 23, 2023
The Number One Disaster In Florida
Floods can cause devastating damage to homes and properties, making flood insurance an essential consideration for homeowners. In fact, floods are the number one natural disaster in the United...
September 11, 2023
The Importance of Liability Insurance: Southwest Florida
where we provide expert insights and guidance on various insurance topics. In today's article, we will explore the significance of liability insurance in the context of Florida. As a veteran...
September 2, 2023
How To Learn What Is On Your Insurance Policy
When it comes to safeguarding your home and personal assets, understanding your FL homeowners insurance policy is paramount. As a homeowner in Florida, your property faces unique risks, such as...
September 1, 2023
Celebrating with Fort Myers and Punta Gorda.
As an agent at 3rd Generation Insurance, I am honored to serve the communities of Fort Myers and Punta Gorda, and on this Labor Day, I want to express my heartfelt appreciation for the hardworking...
August 29, 2023
New Driver Discounts with 3rd Generation Insurance
Being a new driver can be an exciting and transformative time in one's life. However, it's no secret that car insurance for new drivers can be costly. At 3rd Generation Insurance, we understand...
August 28, 2023
The Importance of Flood Insurance 2023
Water is a powerful force of nature, capable of causing significant damage to homes and properties. When it comes to protecting your most valuable asset, your home, one essential form of insurance...
August 22, 2023
Should Flood Insurance Be Mandatory for Floridians?
As the Sunshine State, Florida offers stunning beaches, vibrant cities, and a tropical climate that attracts residents and tourists alike. However, alongside its natural beauty, Florida is also...
August 21, 2023
Should I Sign an Assignment of Benefits to a Contractor? Is It Safe?
When it comes to dealing with home repairs or restoration after an incident, such as water damage, fire, or storm damage, homeowners often find themselves in a dilemma. One common question that...
August 15, 2023
Home Insurance Rates Are Going Up In Charlotte County
Homeowners insurance is a vital safeguard that provides financial protection against unforeseen events that may damage or destroy our homes. However, it's no secret that homeowners insurance rates...
August 14, 2023
Honoring the Spirit of Memorial Day.
As we approach Memorial Day, a day of remembrance and gratitude, the team at 3rd Generation Insurance wants to take a moment to reflect on the significance of this special occasion. We also want...
August 12, 2023
Saving Money on Homeowners Insurance with 3rd Generation Insurance
At 3rd Generation Insurance, we understand the importance of finding affordable homeowners insurance that provides adequate coverage for your property. To help you save money without compromising...
August 8, 2023
What to Do After a Flood in Your House: A Guide for Florida Residents
Experiencing a flood in your house can be a stressful and overwhelming situation. It's essential to know the proper steps to take after a flood to ensure your safety, minimize damage, and begin...
August 7, 2023
When is it Time to Replace Your Roof?
Your roof is one of the most critical components of your home's structure, protecting you and your belongings from the elements. Over time, however, roofs deteriorate and may require replacement...
August 4, 2023
Does Home Insurance Cover Solar Panels? Is It Worth It?
As the world continues to embrace renewable energy solutions, solar panels have gained significant popularity among homeowners. Not only do they offer environmental benefits, but they can also...
August 3, 2023
Thousands of Charlotte County Homeowners Are Being Dropped By Insurance Carriers
In recent years, Florida has been facing a growing crisis in the home insurance market. Many homeowners across the state have experienced the alarming situation of being dropped by their insurance...
July 31, 2023
The Benefits of Choosing a Local Agent in Punta Gorda
When it comes to insurance decisions, having a trusted advisor who understands your unique needs and local community can make a significant difference. If you reside in Charlotte County, Florida,...
July 26, 2023
The Impact of Inflation on Insurance in Southwest Florida
At 3rd Generation Insurance, we understand the importance of staying informed about the factors that affect insurance in Southwest Florida. One such factor is inflation, which can have significant...
July 25, 2023
How to Prepare Your Home for a Hurricane in Florida 2023
Living in Florida means being well-acquainted with the reality of hurricane season. As a responsible homeowner, it's crucial to not only prepare your property for potential storms but also ensure...
July 24, 2023
Hosting a Memorable Hurricane Party: Balancing Safety and Fun
Living in areas prone to hurricanes, such as Southwest Florida, requires a certain level of preparedness and resilience. While the primary focus during a hurricane threat is ensuring the safety of...
July 19, 2023
How Your Roof Affects Your Florida Homeowners Insurance
As a homeowner in Florida, protecting your investment is of utmost importance. One crucial aspect that significantly impacts your homeowners insurance is the condition of your roof. Your roof acts...
July 18, 2023
Best Fort Myers Home Insurance Rates & Companies
When it comes to protecting your home in Fort Myers, Florida, having reliable homeowners insurance is essential. Home insurance provides financial coverage in case of property damage, theft, or...
July 17, 2023
Getting Involved: Homeowners Insurance.
Kristen and I are excited to announce our plans to actively engage with the realtors of Venice, Florida. We understand the integral role that real estate professionals play in the community, and...
July 12, 2023
Is My Fence Covered by Homeowner’s Insurance in Florida?
As a homeowner in the beautiful state of Florida, it's important to have a comprehensive understanding of your homeowner's insurance policy and the coverage it provides. One area of concern for...
July 11, 2023
Pros and Cons of Signing an Assignment of Benefits to a Contractor
When it comes to navigating home insurance claims, one important decision homeowners face is whether to sign an Assignment of Benefits (AOB) to a contractor. This document allows the contractor to...
July 10, 2023
Best Cape Coral Home Insurance Rates & Companies
When it comes to protecting your home in Cape Coral, Florida, having the right homeowners insurance is crucial. Home insurance provides financial coverage in the event of property damage, theft,...
July 8, 2023
Getting the Best Deals: Home Insurance Rates in Punta Gorda
When it comes to protecting your home in Punta Gorda, Florida, having the right home insurance coverage is crucial. Home insurance provides a safety net that safeguards your most valuable asset...
July 5, 2023
Are the Contents of my Home Covered by Homeowners Insurance?
As a homeowner, it's crucial to protect not only the structure of your home but also the valuable possessions inside. Accidents, thefts, or natural disasters can cause damage or loss to the...
July 4, 2023
Celebrating National Independence Day.
As an agent at 3rd Generation Insurance, I am privileged to serve the vibrant communities of Fort Myers and Punta Gorda, and it is with great joy and gratitude that I reflect on the significance...
July 3, 2023
Is My Detached Garage Covered by My Home Insurance in Southwest Florida?
Owning a home in Southwest Florida comes with many advantages, including warm weather, beautiful beaches, and a laid-back lifestyle. However, as a homeowner, it's crucial to understand the extent...
June 28, 2023
What a Southwest Florida Home Inspector Will Look For
When purchasing a home in Southwest Florida, it's crucial to have a thorough understanding of its condition and potential issues. A professional home inspection is an essential step in the home...
June 27, 2023
5 Scams to Watch Out for After a Hurricane
After a devastating hurricane, communities come together to rebuild and recover. Unfortunately, amidst the chaos and vulnerability, scammers also see an opportunity to take advantage of those in...
June 26, 2023
How To Make an Evacuation Plan as a Southwest Florida Resident
Living in the beautiful state of Florida comes with the reality of facing hurricane threats during the annual storm season. To ensure the safety of yourself, your family, and your property, it is...
June 22, 2023
How To Find Your Flood Zone: Charlotte and Lee County
Living in coastal areas like Charlotte and Lee County in Florida offers stunning natural beauty, but it also means facing the risks associated with hurricanes and flooding. To effectively protect...
June 21, 2023
Hurricane-Proof Your Roof: Hurricane Clips, Three Nails, and Insurance Rates
Living in hurricane-prone areas, such as Southwest Florida, requires homeowners to take proactive measures to protect their properties from the devastating effects of hurricanes. One crucial...
June 20, 2023
Best Punta Gorda Home Insurance: Rates & Companies 2023
When it comes to protecting your home in Punta Gorda, Florida, finding the best home insurance rates and reliable insurance companies is essential. As a homeowner, you want peace of mind knowing...
June 20, 2023
Citizens Property Insurance
Citizens Property Insurance Corporation is a state-run insurer established to provide coverage to property owners who are unable to obtain insurance through private carriers. It serves as the...
June 16, 2023
Does My Car Insurance Cover Love Bug Damage?
Love bugs are an unavoidable nuisance for drivers, especially in certain regions where they are prevalent. These small insects may seem harmless, but their acidic remains can cause damage to your...
June 15, 2023
7 Effective Strategies to Prevent Mold Growth After Water Damage to Your Home
Water damage can be a nightmare for homeowners, leading to costly repairs and potential health hazards. One of the most common and dangerous consequences of water damage is the growth of mold....
June 14, 2023
Why Millennials Can’t Afford to Miss Out on Life Insurance
Life insurance is a crucial financial tool that often goes overlooked by millennials. However, it is vital for this generation to recognize the significant advantages that life insurance can offer...
June 14, 2023
Top 10 Causes of Death in the U.S.
When it comes to understanding the overall health and well-being of a nation, examining the causes of death is crucial. By identifying the leading factors that contribute to mortality rates, we...
June 12, 2023
Driving Safe In Fort Myers
At 3rdGenerationInsurance, we are dedicated to helping auto owners in Fort Myers protect their vehicles with the right insurance coverage. We understand that your vehicle is not just a means of...
May 29, 2023
A Heartfelt Thank You to the Communities of Charlotte County and Lee County.
At 3rd Generation Insurance, we believe in the power of community and the invaluable relationships we build with the people we serve. As residents and agents of Charlotte County, Lee County, and...
May 22, 2019
Hurricane Season Around the Corner
Last year, hurricane Ian was a shock to most of us. If you weren’t prepared for last years hurricane, are you prepared for a hurricane now?
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Day or night, (941) 249-6461 reaches the office. After hours, Daisy, our receptionist, takes the details and the team follows up.